Finance calculator

Free time and a half calculator

Find your time-and-a-half overtime rate — enter your regular hourly pay to see the 1.5× overtime rate and earnings for any number of OT hours, updated live, as you type.

InputsLive
Regular hourly rate
$/hr
Overtime hours
hrs
Result
OT pay (1.5×)
$300
$30/hr × 10h
OT pay$300
OT rate (1.5×)$30
Regular rate$20
OT hours10

Time and a half rate = regular rate × 1.5. Applies to FLSA-covered overtime hours beyond 40/week.

Results are estimates. Consult a professional.

How it's calculated

How the time-and-a-half calculator works

The time-and-a-half calculator multiplies a regular hourly rate by 1.5 to find the overtime rate, then multiplies the result by overtime hours worked to produce extra pay earned. Under the federal Fair Labor Standards Act, non-exempt employees must receive at least 1.5 times their regular rate for all hours worked beyond 40 in a single workweek. Enter your regular rate and overtime hours to see your overtime rate and total extra earnings.

Time-and-a-half rate = regular rate × 1.5
Overtime earnings = time-and-a-half rate × overtime hours
Total weekly pay = (regular rate × 40) + overtime earnings
U.S. Department of Labor — Wage and Hour Division: overtime pay requirements.
Example

Worked example: $20/hour with 10 overtime hours

Example: $20/hour regular rate, 50 total hours

Taylor earns $20 per hour as a non-exempt warehouse associate. During an inventory week Taylor works 50 hours — 40 regular and 10 overtime. Here is the full pay breakdown.

OT rate = $20.00 × 1.5 = $30.00/hour
Regular pay = $20.00 × 40 = $800.00
Overtime pay = $30.00 × 10 = $300.00
Total weekly pay = $800 + $300 = $1,100.00
$300 overtime premium
Ten overtime hours at time-and-a-half generate $300 in additional gross pay for the week. At $20/hour straight-time those same 10 hours would only add $200 — the 1.5× rule pays $100 more.
Quick reference

Regular rates $12–$50 with time-and-a-half equivalents

The table shows the time-and-a-half rate and the extra pay earned for 5 and 10 overtime hours at common hourly wages. All figures are gross pre-tax.

Regular rateOT rate (×1.5)Extra pay – 5 OT hrsExtra pay – 10 OT hrs
$12.00$18.00$90.00$180.00
$15.00$22.50$112.50$225.00
$18.00$27.00$135.00$270.00
$20.00$30.00$150.00$300.00
$22.00$33.00$165.00$330.00
$25.00$37.50$187.50$375.00
$30.00$45.00$225.00$450.00
$35.00$52.50$262.50$525.00
$40.00$60.00$300.00$600.00
$50.00$75.00$375.00$750.00

OT rate = regular × 1.5. Extra pay = OT rate × OT hours. Federal FLSA minimum; state law may be more generous.

Practical tips

Tips for employees and employers on time-and-a-half

Time-and-a-half is a legal floor, not a ceiling. Some employers pay double time (2×) for certain overtime situations — check your employment agreement or collective bargaining agreement for any rate above 1.5×.

  • Verify your exempt vs. non-exempt status — the FLSA exempts bona fide executive, administrative, and professional employees earning at least $684/week from overtime; misclassification is a leading DOL enforcement issue.
  • Track hours by workweek, not pay period — overtime entitlement is determined per 7-day workweek; if your employer runs biweekly payroll, hours from two separate workweeks cannot be averaged to reduce overtime owed.
  • California workers: check daily OT rules — California requires 1.5× after 8 hours in a single day (and 2× after 12), regardless of weekly hours; this can trigger OT even in a week under 40 hours.
  • Non-discretionary bonuses raise the OT base — production bonuses, shift differentials, and attendance bonuses must be factored into the regular rate before calculating 1.5×; the overtime owed may be higher than the base hourly rate suggests.
  • Keep your own time records — under the FLSA, employees may recover unpaid overtime for up to 2 years (3 for willful violations); accurate personal records make any wage dispute far easier to resolve.
Accuracy & limits

Accuracy and limitations

This calculator applies the federal FLSA 1.5× overtime multiplier to the base hourly rate provided. It does not account for daily overtime thresholds (California, Nevada, Alaska), double-time provisions, or the inclusion of bonuses and differentials in the regular-rate calculation. State and local laws may entitle employees to more overtime pay than the federal standard; the more generous rule always prevails. Results are gross amounts before income tax or payroll deductions.

Not financial advice — consult a financial professional for your specific situation.

Glossary

Key terms

An overtime pay rate equal to 1.5 times an employee's regular rate, required by the FLSA for non-exempt employees working over 40 hours in a workweek.
The true hourly rate of pay used to compute overtime — must include non-discretionary bonuses, shift premiums, and other remuneration, not just the base wage.
Fair Labor Standards Act — the 1938 federal law establishing minimum wage, overtime pay, and recordkeeping standards enforced by the Department of Labor's Wage and Hour Division.
An overtime premium of 2× the regular rate, required by California law after 12 hours in a single day or after 8 hours on the seventh consecutive day of a workweek.
A fixed 7-consecutive-day period established by the employer, during which overtime eligibility is calculated independently. Cannot be averaged across multiple weeks.
A bonus announced in advance or tied to a formula (production, attendance, performance targets) that employees expect to earn — must be included in the regular rate for overtime purposes.
About

About this calculator

Part of our finance calculators suite — explore all calculators.

Questions

Frequently asked questions about the free time and a half calculator

A time and a half calculator is a free online tool that helps you calculate pay at the 1.5× overtime multiplier. Standard overtime rate per FLSA. It runs entirely in your browser with instant results and no sign-up.
No — actual loan terms depend on credit, income docs, and lender underwriting. Use this for planning and what-if scenarios; get a real Loan Estimate before making decisions.
When the calculator asks for them. PITI calculations include property tax, insurance, and PMI; raw P&I calculations don't.
Lenders round payment amounts and may include escrow buffers. Property tax and insurance change over time. Real payments vary 1-5% from these estimates.

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